**This house comes with a REDUCED RATE as low as 5.875% (APR 6.404%) as of 11/5/2026 through List & Lock(tm). This is a seller paid rate buy-down that reduces the buyer's interest rate and monthly payment. Terms apply. PRE-INSPECTED with no major issues!** Built in 2008, this home spans 3 finished levels, including a finished basement. The main level opens with an inviting living room and a formal dining area. The open kitchen overlooks the adjacent family room and features granite countertops, stainless steel appliances, and a generous center island for prep/seating. A powder room and access to the attached garage complete the main level. Upstairs, an oversized loft offers space for a 2nd living area, home office, or relaxation zone. A 3-way fireplace anchors the primary suite, with a luxurious five-piece en suite bathroom, a walk-in closet, and an adjoining bonus room suited for a home office or retreat. 2 additional bedrooms (1 with an en suite bathroom), a hallway bathroom, and a laundry room complete the upper level. The basement was finished and fully permitted in 2023 and includes a 4th bedroom, a full bathroom, a gym area, and an additional flex space currently used as a home theater. Recent updates include a brand-new Daikin high-efficiency AC and furnace with a humidifier (2024), a newer water heater (2022), and fresh exterior paint (2023). Outside, a deck off the living room and kitchen leads down to the fenced backyard, and a separate concrete patio provides room for barbecuing and entertaining, complete with a gas line run for an easy grill hookup and a brand-new 6x12 TuffShed. The 3-car garage, with 2 full-size spaces and 1 tandem bay, includes cabinets and overhead storage, and electrical is already set up for EV charging. Set within the Villages at Riverdale, the home offers access to miles of walking pathways, including a well-loved duck pond, a backyard view of fireworks from nearby Adams County Fairgrounds events, and more. Buyer to verify all info.